As directed by the President of the United States, Joe Biden, the Office of Science and Technology Policy (OSTP) submitted a report analyzing the design choices for 18 дигитална валута централне банке (ЦБДЦ) systems for possible implementation in the US.
Технички анализа of the 18 CBDC design choices was made across six broad categories — participants, governance, security, transactions, data and adjustments. The OSTP foresees technical complexities and practical limitations when trying to build a permissionless system governed by a central bank, adding:
„Могуће је да ће се технологија која подупире приступ без дозволе током времена значајно побољшати, што би је могло учинити погоднијом за употребу у ЦБДЦ систему.
However, the analysis assumed there is a central authority and a permissioned CBDC system.
Helping policymakers decide on the ideal US CBDC system, the OSTP report highlighted the implications of including third parties in the two design choices under the ‘participants’ category — transport layer and interoperability. For governance, the report weighed various factors related to permissioning, access tiering, identity privacy and remediation.
Other important factors OSTP wants policymakers to consider include cryptography and secure hardware (for security), signatures, transaction privacy, offline transactions and transaction programmability (for transactions), data model and ledger history (for data) and fungibility, holding limits and adjustments on transactions and balances (for transactions).
The technical evaluation for a US CBDC system highlighted the report’s inclination toward an off-ledger, hardware-protected system. Upon the launch of a US CBDC, the report will eventually highlight the various trade-offs policymakers decided to make when finalizing the design choices.
Релатед: Бела кућа објављује „први икад“ свеобухватни оквир за криптовалуте
On Sept. 8, the OSTP recommended monitoring and regulation while weighing the environmental and energy impact of crypto assets у САД.
The related OSTP report highlighted that crypto assets use approximately 50 billion kilowatt-hours of energy per year in the U.S., which is 38% of the global total, while adding:
„Имајући у виду да су директна поређења компликована, Виса, МастерЦард и Америцан Екпресс заједно […] су потрошили мање од 1% електричне енергије коју су биткоин и етеријум користили исте године, упркос томе што су обрадили много пута већи број трансакција у ланцу и подржали своје шире корпоративне операције.”
The report further noted the high energy consumption of доказ о раду (ПоВ) staking in crypto assets.
Source: https://cointelegraph.com/news/white-house-ostp-department-analyzes-18-cbdc-design-choices-for-the-us